Speak not with a stiff neck

Getting hit by a car is a more grueling ordeal than I've ever suspected.

I've heard of people who do this kind of thing on purpose (like swerving in front of a semi, and then slamming on the breaks to get rear-ended) to extract settlement money from insurance companies. They must be crazy.

The first thing we're grateful for is protection and health. Baby seems to be unaffected and it appears that I am not going to be messed up for life. I'm hurting more than I was the day of (still in shock) but less than I thought I would be the day after. Nothing is broken or even misaligned and it seems to be a straightforward case of hyper-tensed muscles that are just going to take a few weeks to relax. Toward that end, I had a massage therapy appointment on Saturday and it was so helpful. I ended up feeling sorer than ever the next day, almost bruised from the kneading, but the stiffness seemed better. We'll see if I can get another one or two this week. I really don't want to turn up at our family reunion next week unable to tilt or turn my head without pain. ('I feel kind of like an owl,' I told Michael, 'except the opposite.')

The second thing we're grateful for is provision. It looks like one way or another, between them, the insurance companies are going to cover everything and we won't end up being out anything out of pocket. That is a real blessing, since had we been at fault we would have had a steep deductible.

The third thing we're grateful for is the convenience. The day after the wreck, I dropped my car off at the insurance-recommended repair shop (no running around and wasting our whole Saturday getting multiple quotes and estimates to submit to our insurance) and picked up the rental car which was on-site and ready for me. It was all so smooth and painless.

The thing that astounds me the most is how the insurance industry operates. I have the equivalent of a whole essay jumbled up in my head, which I want to write but don't have the time to organise into coherent thought, on the topic of insurance fraud and ethics, just based on my conversations with the claims processors with both insurance companies. I'm sure this is old stuff to my lawyer friends out there, but no wonder insurance costs are so high!!!

So between running around to the doctor, auto place, and getting ready for a week out of town, the blog has been and is going to be sketchy. Don't worry. All is well.

Speaking of thoughts that must be uttered but that require more space and time than currently available (like Rosie Cotton's question that required a week's thought for an answer, or none), having just bought our tickets to Holland this past week at long last, do I ever have a piece of my mind to air about our skymiles credit card!!